Present Value is a concept used in finance to calculate the current value of a future sum of money. It takes into account the time value of money, which states that a dollar today is worth more than a dollar in the future due to the potential for earning interest. Present Value is calculated by discounting the future sum of money at a certain rate of interest.

A Present Value Calculator is a tool used to calculate the current value of a future sum of money or stream of cash flows given a specified rate of return. It is used to determine the present value of an investment, loan, or annuity. The present value calculator takes into account the time value of money, which states that a dollar today is worth more than a dollar in the future due to its potential earning capacity.

Present Value (PV) is the current value of a future sum of money or stream of cash flows given a specified rate of return. To calculate the present value, you need to know the future value, the rate of return, and the number of periods. The formula for calculating present value is: PV = FV / (1 + r)^n Where: PV = Present Value FV = Future Value r = Rate of Return n = Number of Periods

**Cite this content, page or calculator as:**

Andy, Cohen “Present Value Calculator” at

from FreeCalculator.net, *https://www.freecalculator.net*

FreeCalculator.net’s sole focus is to provide fast, comprehensive, convenient, free online calculators in a plethora of areas. Currently, we have over 100 calculators to help you “do the math” quickly in areas such as finance, fitness, health, math, and others, and we are still developing more. Our goal is to become the one-stop, go-to site for people who need to make quick calculations. Additionally, we believe the internet should be a source of free information. Therefore, all of our tools and services are completely free, with no registration required.

We coded and developed each calculator individually and put each one through strict, comprehensive testing. However, please inform us if you notice even the slightest error – your input is extremely valuable to us. While most calculators on FreeCalculator.net are designed to be universally applicable for worldwide usage, some are for specific countries only.

© 2021 – 2022 FreeCalculator.net | All rights reserved.